TX Public Adjuster

What is a Texas Public Adjuster? Public Adjuster in Texas are licensed adjusters who work for the homeowner. We represent the homeowner's interest and work very hard to get the highest settlement possible by including as many details and accurate pricing as possible. You may have already settled and need a Texas Public Adjuster to professional review to look for items under-priced or left out all together of your settlement. You may have just had a claim and want a professional on your side during the entire claim process. Call me for a free consultation.

Who usually uses Texas Public Adjusters? Since settlements are sometimes as much as 42% higher, as a recent study indicated, when a Texas Public Adjuster is involved, almost everyone who has a property insurance claim can benefit from our services. The Insurance company has inside adjusters, outside adjusters, claims handlers, attorneys, weathermen, accountants, auditors and many others to keep the claim as small as possible. I have over 10 years experience in helping homeowners repair the damage caused by fire, smoke, water, mold and other insurance claims.

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What exactly does a Texas Public Adjuster do for me? Hiring a Texas Public Adjuster can relieve mountains of stress and let you get back to your lives. Texas Public Adjusters are experts on property loss estimating and are retained by policy holders to assist in documenting, negotiating and settling insurance claims. Texas Public Adjusters can handle every detail of a claim, working closely with the insured to provide the most equitable and prompt settlement possible.

Do Texas Public Adjusters also work for the Insurance Company? No, we are employed exclusively by a policyholder to advocate for them only and have absolutely no affiliation with insurance companies. A typical insurance policy contains hundreds of provisions and stipulations, constantly changing forms and endorsements. As Texas Public Adjusters, we know the insurance business and are familiar with all the procedures so we can work quickly to expedite payments.

Once Hired, how do we help? We will quickly explain your Texas insurance policy coverages, we will file the claim for you, we will represent your interests and get you your maximum settlement. We go to work as soon as possible to document the fire or water damage and assemble the claim estimate with actual cost true to our area of Texas, Oklahoma, Arkansas & Louisana, not simply “average” cost from data assembled by the Insurance company. This means we often achieve a much higher settlement than first offered by the Insurance company. In Texas, the Insurance companies are bound by law to recognize our right to represent the homeowner and will communicate with me directly, saving you from any anxiety from that process. We maintain contact with Insurance company, and keep you informed of the progress, so you can let us take care of that frustrating part of the claim process.

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When should I call a Texas Public Adjuster? Call a Texas Public Adjuster as soon after you discover damage that will likely result in and Insurance Claim like a fire or flood. The way a claim is handled is very important and the manner in which the claim is reported might make a major difference in how it is paid. A “sewer backup” is often paid differently than a “sewer overflow”, and as a Texas Public Adjuster, I know the difference. Since there is no charge to get a free assesment of your claim, call today for your free review. 

 

 

 

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